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::INFORMATION
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I.
INTEREST RATES ON LOANS &
ADVANCES |
|
Type of Advance |
Rate of Interest (p.a.) |
|
Business loans with limits
less than Rs. 50.00 lakhs |
Max : 16.50% |
Business loans with limits
of Rs. 50.00 lakhs & above
As per Credit Rating |
Max : 16.50% |
|
Mortgage loan/OD/ Loan |
Max : 16.50% |
II. PERSONAL
BANKING PRODUCTS
|
Type of Advance |
Rate of Interest (% p.a.) |
|
Jannivas B (House Repair) |
Incase of Salary deduction:
16.00% p.a.
Without salary deduction:
16.50% p.a. |
|
Janadhar (Personal Loan) |
Jannivas (Housing Loan)
Upto Rs. 25.00 lakhs
Above Rs. 25.00 Lakhs |
12.00% p.a.
13.00% p.a. |
|
Jan Vyapar |
15.50%
p.a. |
|
Mortgage Loans |
12.50% p.a. to 16.50% p.a. |
|
Gold Loan |
12.50% p.a. |
|
Educational Loan
|
13.00% p.a. |
|
Advance against Shares
|
17.00% p.a. |
|
Udyogini |
13.00% p.a. |
III. ADVANCE
AGAINST GOV. SECURITY/DEPOSITS
|
Type of Advance |
Rate of Interest (p.a.) |
|
Demand Loan/OD against
Gov. security / LIP |
12.50
NSC less than 3 years of purchase : 13.50% |
|
Loans/Overdrafts against
Term Deposits |
Depositor Borrower |
+1% above Deposit Rate of
interest |
|
3rd Party Borrower |
+2%
above Deposit Rate of
interest |
|
Against ATY / TTBY Department |
Depositor Borrower only
|
+1% above Deposit Rate of
interest or Min. 10.00% |
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