 |
|
|
|
 |
|
|
|
::INFORMATION
:: |
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
| |
|
|
 |
|
 |
|
|
No |
Type of Advance |
Rate of Interest (% p.a.) |
|
1 |
Business Loans with limits
of less than Rs.50 lacs
|
14.50 |
|
2 |
Business Loans with limits
of Rs.50 lacs and above
As per Credit Rating. |
Max:14.50% |
|
3 |
WCDL (export finance for
pre-shipment) |
Upto 90 days :12%
(90 days to 180 days) : 14%
180 days and more :15%
If Recovered other than through export proceeds: 16%
from date of disbursement. |
|
4 |
Mortgage Loan/OD/ Loan
|
14.50 |
II. PERSONAL
BANKING PRODUCTS
|
No |
Type of Advance |
Rate of Interest (% p.a.) |
|
1 |
Jan-Niwas B, Janadhar,
Jansuvidha,
Consumer Utility etc.
|
In case salary deduction is
available: 15.50
Others: 16.00 |
|
2 |
Housing Loan/ Jan Niwas |
upto Rs.20 lacs: 10.50%
Above Rs.20 lacs : 11.50% |
|
3 |
Vehicle Loans |
13.00 |
|
I |
4 wheeler |
|
|
II |
2 wheeler |
14.00 |
|
III |
Auto/Taxi |
14.00 |
|
IV |
Second hand 4 wheeler
|
15.00 |
|
4 |
Jan Vyapar |
15.00 |
|
5 |
Mortgage Loans |
12.00 to 15.00 |
|
6 |
Gold Loan |
12.00 |
|
7 |
Educational Loan
|
12.00 |
|
8 |
Advance against Shares
|
15.00 |
|
9 |
Udyogini 1 |
3.00 |
II. ADVANCE
AGAINST GOV.SECURITY/DEPOSITS
|
1 |
Demand Loan/OD against
Gov.Sec/NSC/LIP |
12.50
(Advance against NSC less than 3 years of purchase: 13.50) |
|
2 |
Loans/Overdrafts against
Term Deposits |
Depositor Borrower |
+1% over Dep. Rate
|
|
3rd Party Borrower |
+2%
over Dep. Rate |
| |
Agst.ATY/TTBY Dep |
Depositor Borrower only
|
+1% over Dep. Rate (Min.10%) |
Concession in rate of interest and
the extent thereof is considered on
case to case basis on merit.
|
|
| |
 |
|
 |
|
|
